Finance & Insurance
Finance & Insurance
One Expired Vendor Certificate Triggers a Regulatory Finding. You Have 500 Vendors to Track.
One Expired Vendor Certificate Triggers a Regulatory Finding. You Have 500 Vendors to Track.
One Expired Vendor Certificate Triggers a Regulatory Finding. You Have 500 Vendors to Track.
One Expired Vendor Certificate Triggers a Regulatory Finding. You Have 500 Vendors to Track.
Banks and insurers face the same crisis: SOC 2 reports from cloud providers, ISO 27001 certificates from core system vendors, and fourth-party risk visibility across your entire portfolio — all demanded by OCC examiners and state insurance departments. Your compliance team is buried in spreadsheets while regulators demand evidence you can't produce fast enough. Manual processes can't keep pace with the volume.
Banks and insurers face the same crisis: SOC 2 reports from cloud providers, ISO 27001 certificates from core system vendors, and fourth-party risk visibility across your entire portfolio — all demanded by OCC examiners and state insurance departments. Your compliance team is buried in spreadsheets while regulators demand evidence you can't produce fast enough. Manual processes can't keep pace with the volume.
Banks and insurers face the same crisis: SOC 2 reports from cloud providers, ISO 27001 certificates from core system vendors, and fourth-party risk visibility across your entire portfolio — all demanded by OCC examiners and state insurance departments. Your compliance team is buried in spreadsheets while regulators demand evidence you can't produce fast enough. Manual processes can't keep pace with the volume.
500
500
500
500
Vendor certifications to track across your organization
Vendor certifications to track across your organization
Vendor certifications to track across your organization
Vendor certifications to track across your organization
95%
95%
Vendor response rate with Certivo (marketplace-matched + outreach combined)
2 weeks
Average time to go live with Certivo
95%
Vendor response rate with Certivo (marketplace-matched + outreach combined)
2 weeks
Average time to go live with Certivo
95%
Vendor response rate with Certivo (marketplace-matched + outreach combined)
2 weeks
Average time to go live with Certivo
Sound Familiar? You Need to Act Now.
Regulatory Examination in 60 Days
Regulatory Examination in 60 Days
Regulatory Examination in 60 Days
Regulatory Examination in 60 Days
Your OCC examiner or state insurance department just announced a targeted review of your vendor due diligence program. They want current SOC 2 reports from your cloud providers, insurance certificates from payment processors, and risk assessment documentation for all critical vendors. Your data is scattered across ServiceNow, email threads, and three shared drives.
Your OCC examiner or state insurance department just announced a targeted review of your vendor due diligence program. They want current SOC 2 reports from your cloud providers, insurance certificates from payment processors, and risk assessment documentation for all critical vendors. Your data is scattered across ServiceNow, email threads, and three shared drives.
Your Compliance Analyst Just Left
Your Compliance Analyst Just Left
Your Compliance Analyst Just Left
Your Compliance Analyst Just Left
The one person who tracked vendor certificate expirations, managed SOC 2 report collection from AWS and Salesforce, and knew which core banking vendors needed enhanced due diligence just resigned. Institutional knowledge walking out the door. You need a system of record, not a single person holding everything together.
The one person who tracked vendor certificate expirations, managed SOC 2 report collection from AWS and Salesforce, and knew which core banking vendors needed enhanced due diligence just resigned. Institutional knowledge walking out the door. You need a system of record, not a single person holding everything together.
Vendor Onboarding Blocked
Vendor Onboarding Blocked
Vendor Onboarding Blocked
Vendor Onboarding Blocked
A critical fintech partnership stalled because you couldn't complete vendor due diligence within 30 days. Your competitor finished in 5 days using automated workflows. You lost the strategic opportunity.
A critical fintech partnership stalled because you couldn't complete vendor due diligence within 30 days. Your competitor finished in 5 days using automated workflows. You lost the strategic opportunity.
Board Asking About Concentration Risk
Board Asking About Concentration Risk
Board Asking About Concentration Risk
Board Asking About Concentration Risk
The audit committee wants to know your third-party risk exposure. "How many critical functions depend on AWS? What's our NYDFS compliance status? Can we see subcontractor dependencies?" Without current documentation, you don't have answers.
The audit committee wants to know your third-party risk exposure. "How many critical functions depend on AWS? What's our NYDFS compliance status? Can we see subcontractor dependencies?" Without current documentation, you don't have answers.
Why Certivo
Not Another Point Solution. A Platform.
Purpose-Built vs. GRC Add-On Modules
Your ServiceNow or Archer instance wasn't built for vendor evidence collection. Certivo achieves 95% combined response rates because we focus exclusively on getting compliance documentation from external parties — not managing internal controls. Integrates with your existing GRC so nothing gets duplicated.
01
/03
Purpose-Built vs. GRC Add-On Modules
Your ServiceNow or Archer instance wasn't built for vendor evidence collection. Certivo achieves 95% combined response rates because we focus exclusively on getting compliance documentation from external parties — not managing internal controls. Integrates with your existing GRC so nothing gets duplicated.
01
/03
Purpose-Built vs. GRC Add-On Modules
Your ServiceNow or Archer instance wasn't built for vendor evidence collection. Certivo achieves 95% combined response rates because we focus exclusively on getting compliance documentation from external parties — not managing internal controls. Integrates with your existing GRC so nothing gets duplicated.
01
/03
Spreadsheets vs. Point Solutions vs. Certivo
Capability
Vendor evidence collection from external parties
SOC 2 scope validation
Fourth-party visibility
SIG/CAIQ compatibility
Regulatory audit response
Concentration risk monitoring
Insurance vendor risk tiering
Supplier risk scoring
95%
AI monitoring with 90-day advance alerts
AI-powered with confidence scoring
All frameworks in one platform
4 hours with complete evidence pack
Automated supplier campaigns
Complete component-to-product traceability
Automated supplier risk scoring ecosystems
Spreadsheets
20-30%
Manual checks
Manual research
One sheet per regulation
Days to weeks
Not possible
None
Manual assessment
Point Solutions
40-50%
Basic alerts
Manual entry
One tool per regulation
Hours
Limited
Partial
Basic flags
Purpose-built with marketplace + outreach
Automated scope and coverage validation
Subcontractor mapping from vendor responses
Native support with auto-mapping
4 hours with complete vendor evidence pack
Automated dependency analysis
NAIC-aligned categories and risk tiers
Automated risk scoring with expiry alerts
Spreadsheets
Not designed for this
Manual analyst review
Not available
Manual import
Days to weeks
Manual tracking
None
Manual assessment
Point Solutions
Basic request workflows
Basic document parsing
Limited
Partial
Hours
Basic alerts
Partial
Basic flags
Pain Points
Financial Services & Insurance Vendor Compliance Is Broken
Certificate Chaos Across Systems
Vendor Due Diligence Takes 30+ Days
Fourth-Party Risk Is a Black Box
Interagency Guidance & State Exam Requirements
Certificate Chaos Across Systems
Before
SOC 2 reports in email attachments, insurance certificates in Archer, ISO 27001 certifications in ServiceNow. Nobody knows what's current. Cloud provider attestations are with IT, payment processor certificates are with treasury, core banking vendor documentation is in three different places.
V/S
After
Every vendor certificate in one place, integrated with your existing GRC. Expiry dates tracked automatically. 90-day alerts before anything lapses. Search by vendor, certification type, or expiration date.
Certificate Chaos Across Systems
Before
SOC 2 reports in email attachments, insurance certificates in Archer, ISO 27001 certifications in ServiceNow. Nobody knows what's current. Cloud provider attestations are with IT, payment processor certificates are with treasury, core banking vendor documentation is in three different places.
After
Every vendor certificate in one place, integrated with your existing GRC. Expiry dates tracked automatically. 90-day alerts before anything lapses. Search by vendor, certification type, or expiration date.
Vendor Due Diligence Takes 30+ Days
Fourth-Party Risk Is a Black Box
Interagency Guidance & State Exam Requirements
Certificate Chaos Across Systems
Vendor Due Diligence Takes 30+ Days
Fourth-Party Risk Is a Black Box
Interagency Guidance & State Exam Requirements
Certificate Chaos Across Systems
Before
SOC 2 reports in email attachments, insurance certificates in Archer, ISO 27001 certifications in ServiceNow. Nobody knows what's current. Cloud provider attestations are with IT, payment processor certificates are with treasury, core banking vendor documentation is in three different places.
V/S
After
Every vendor certificate in one place, integrated with your existing GRC. Expiry dates tracked automatically. 90-day alerts before anything lapses. Search by vendor, certification type, or expiration date.
Certificate Chaos Across Systems
Before
SOC 2 reports in email attachments, insurance certificates in Archer, ISO 27001 certifications in ServiceNow. Nobody knows what's current. Cloud provider attestations are with IT, payment processor certificates are with treasury, core banking vendor documentation is in three different places.
After
Every vendor certificate in one place, integrated with your existing GRC. Expiry dates tracked automatically. 90-day alerts before anything lapses. Search by vendor, certification type, or expiration date.
Vendor Due Diligence Takes 30+ Days
Fourth-Party Risk Is a Black Box
Interagency Guidance & State Exam Requirements
Compliance Visibility
See Every Vendor. Every Certificate. Every Subcontractor.
No more digging through Archer, ServiceNow, and email archives. One dashboard shows vendor compliance status across your entire portfolio — with gaps, expiries, and concentration risks flagged before they become examination findings.
Compliance status by vendor tier: cloud providers, core systems, payment processors, fintechs, insurtech partners
90-day advance expiry alerts with automated renewal outreach
Concentration risk analysis showing critical function dependencies
Fourth-party mapping from vendor to subcontractor to certificate
Risk scoring highlights vendors with lapsing or missing certifications
Compliance Visibility
See Every Vendor. Every Certificate. Every Subcontractor.
No more digging through Archer, ServiceNow, and email archives. One dashboard shows vendor compliance status across your entire portfolio — with gaps, expiries, and concentration risks flagged before they become examination findings.
Compliance status by vendor tier: cloud providers, core systems, payment processors, fintechs, insurtech partners
90-day advance expiry alerts with automated renewal outreach
Concentration risk analysis showing critical function dependencies
Fourth-party mapping from vendor to subcontractor to certificate
Risk scoring highlights vendors with lapsing or missing certifications
Automated Document Validation
Never Manually Review a SOC 2 Report Again
CORA reads vendor SOC 2 reports like your best analyst — extracting scope, Trust Services Criteria coverage, subcontractor disclosures, and exceptions. Coverage gaps flagged automatically against your actual service consumption. Your team handles exceptions, not document review.
CORA extracts SOC 2 scope and validates against services you actually use
Automatic SIG questionnaire mapping to your risk framework
Flags qualified opinions, scope gaps, or subcontractor risks automatically
Certification body verification against IAF accredited registrar list
Consistent data collection across every vendor, every cycle
Automated Document Validation
Never Manually Review a SOC 2 Report Again
CORA reads vendor SOC 2 reports like your best analyst — extracting scope, Trust Services Criteria coverage, subcontractor disclosures, and exceptions. Coverage gaps flagged automatically against your actual service consumption. Your team handles exceptions, not document review.
CORA extracts SOC 2 scope and validates against services you actually use
Automatic SIG questionnaire mapping to your risk framework
Flags qualified opinions, scope gaps, or subcontractor risks automatically
Certification body verification against IAF accredited registrar list
Consistent data collection across every vendor, every cycle
Regulatory Documentation
Pass Examinations You'd Fail Without Complete Vendor Evidence
When OCC examiners, state insurance departments, or NYDFS request vendor oversight documentation, respond in hours — not weeks. Complete evidence packages ready to generate with one click.
One-click generation of compliance packages organized by examiner type
SOC 2 reports with scope mapping to your actual services
NYDFS Part 500 third-party evidence exports
Fourth-party subcontractor documentation with audit trails
Supports state insurance department examination formats across all 50 states
Regulatory Documentation
Pass Examinations You'd Fail Without Complete Vendor Evidence
When OCC examiners, state insurance departments, or NYDFS request vendor oversight documentation, respond in hours — not weeks. Complete evidence packages ready to generate with one click.
One-click generation of compliance packages organized by examiner type
SOC 2 reports with scope mapping to your actual services
NYDFS Part 500 third-party evidence exports
Fourth-party subcontractor documentation with audit trails
Supports state insurance department examination formats across all 50 states
Compliance Visibility
See Every Vendor. Every Certificate. Every Subcontractor.
No more digging through Archer, ServiceNow, and email archives. One dashboard shows vendor compliance status across your entire portfolio — with gaps, expiries, and concentration risks flagged before they become examination findings.
Compliance status by vendor tier: cloud providers, core systems, payment processors, fintechs, insurtech partners
90-day advance expiry alerts with automated renewal outreach
Concentration risk analysis showing critical function dependencies
Fourth-party mapping from vendor to subcontractor to certificate
Risk scoring highlights vendors with lapsing or missing certifications
Automated Document Validation
Never Manually Review a SOC 2 Report Again
CORA reads vendor SOC 2 reports like your best analyst — extracting scope, Trust Services Criteria coverage, subcontractor disclosures, and exceptions. Coverage gaps flagged automatically against your actual service consumption. Your team handles exceptions, not document review.
CORA extracts SOC 2 scope and validates against services you actually use
Automatic SIG questionnaire mapping to your risk framework
Flags qualified opinions, scope gaps, or subcontractor risks automatically
Certification body verification against IAF accredited registrar list
Consistent data collection across every vendor, every cycle
Regulatory Documentation
Pass Examinations You'd Fail Without Complete Vendor Evidence
When OCC examiners, state insurance departments, or NYDFS request vendor oversight documentation, respond in hours — not weeks. Complete evidence packages ready to generate with one click.
One-click generation of compliance packages organized by examiner type
SOC 2 reports with scope mapping to your actual services
NYDFS Part 500 third-party evidence exports
Fourth-party subcontractor documentation with audit trails
Supports state insurance department examination formats across all 50 states
One SOC 2 Report. Scope Validated. Subcontractors Mapped. Instantly.
One SOC 2 Report. Scope Validated. Subcontractors Mapped. Instantly.
When a vendor submits a SOC 2 report, Certivo validates scope against your service requirements, extracts subcontractor disclosures, maps to your regulatory framework, checks against concentration thresholds, and flags gaps — all automatically. One upload. Complete compliance picture. No manual cross-referencing.
When a vendor submits a SOC 2 report, Certivo validates scope against your service requirements, extracts subcontractor disclosures, maps to your regulatory framework, checks against concentration thresholds, and flags gaps — all automatically. One upload. Complete compliance picture. No manual cross-referencing.
SOC 2 Scope Validation • Fourth-Party Mapping • SIG/CAIQ Import • Concentration Risk Alerts • Regulatory Register Generation
SOC 2 Scope Validation • Fourth-Party Mapping • SIG/CAIQ Import • Concentration Risk Alerts • Regulatory Register Generation
One SOC 2 Report. Scope Validated. Subcontractors Mapped. Instantly.
When a vendor submits a SOC 2 report, Certivo validates scope against your service requirements, extracts subcontractor disclosures, maps to your regulatory framework, checks against concentration thresholds, and flags gaps — all automatically. One upload. Complete compliance picture. No manual cross-referencing.
SOC 2 Scope Validation • Fourth-Party Mapping • SIG/CAIQ Import • Concentration Risk Alerts • Regulatory Register Generation
Features Tabs
Built for Financial Services & Insurance Vendor Compliance
Built for Financial Services & Insurance Vendor Compliance
Built for Financial Services & Insurance Vendor Compliance
Built for Financial Services & Insurance Vendor Compliance
Automated Certificate Collection + Marketplace
Automated Document Validation
Fourth-Party & Concentration Risk
Expiry Management & Lifecycle
Regulatory Audit Response
Automated Certificate Collection + Marketplace
Stop chasing vendors for certificates. Access pre-verified data for 50,000+ vendors or let CORA handle outreach for the rest.
Pre-verified Global Vendor Marketplace with SOC 2, ISO 27001, SIG responses
Automated certificate request campaigns with multi-channel follow-ups
Native SIG and CAIQ questionnaire support with auto-mapping
Skip outreach entirely for vendors already in marketplace
Consistent questionnaire formats ensure comparable data across vendors
95%
Combined vendor response rate
Automated Document Validation
Stop manually reviewing SOC 2 reports. CORA extracts every detail, validates against requirements, flags every gap.
Extract SOC 2 scope, Trust Services Criteria, and covered services automatically
Validate against OCC/FDIC guidance requirements and your internal standards
Flag qualified opinions, scope limitations, or coverage gaps vs. actual service use
ISO 27001 certification body verification against IAF accredited list
Insurance-specific vendor categories aligned with NAIC risk tiering
99.2%
Extraction accuracy
Fourth-Party & Concentration Risk
Answer the question regulators are asking: "Who are your vendors' vendors?"
Subcontractor mapping from SOC 2 reports and questionnaire disclosures
Concentration risk monitoring across cloud providers, data centers, geographies
Critical subcontractor certificate tracking
Dependency visualization from your systems to fourth parties
Supports OCC/FDIC interagency guidance expectations for cloud concentration oversight
100%
Critical subcontractor visibility
Expiry Management & Lifecycle
Never discover an expired certificate during an examination.
Certificate lifecycle tracking across annual renewal cycles
90-day advance expiry alerts with automated re-collection
Alternative vendor identification when certifications unavailable
Historical compliance records for complete audit trail
Tracks regulatory requirement changes as guidance evolves
90
Days advance warning on expirations
Regulatory Audit Response
OCC examination in 2 weeks? State insurance department audit? Generate the complete documentation package in 4 hours.
CORA reads regulatory documentation requests from your inbox
Auto-generate compliance packages by vendor tier, requirement, or regulator
SOC 2 reports with scope mapping, SIG questionnaires, insurance policies in one pack
Export in any format: PDF bundles, CSV registers, regulator portal uploads
Supports OCC, FDIC, Federal Reserve, NYDFS, and state DOI examination formats
4 hrs
To complete audit evidence pack
Automated Certificate Collection + Marketplace
Automated Document Validation
Fourth-Party & Concentration Risk
Expiry Management & Lifecycle
Regulatory Audit Response
Automated Certificate Collection + Marketplace
Stop chasing vendors for certificates. Access pre-verified data for 50,000+ vendors or let CORA handle outreach for the rest.
Pre-verified Global Vendor Marketplace with SOC 2, ISO 27001, SIG responses
Automated certificate request campaigns with multi-channel follow-ups
Native SIG and CAIQ questionnaire support with auto-mapping
Skip outreach entirely for vendors already in marketplace
Consistent questionnaire formats ensure comparable data across vendors
95%
Combined vendor response rate
Automated Certificate Collection + Marketplace
Automated Document Validation
Fourth-Party & Concentration Risk
Expiry Management & Lifecycle
Regulatory Audit Response
Automated Certificate Collection + Marketplace
Stop chasing vendors for certificates. Access pre-verified data for 50,000+ vendors or let CORA handle outreach for the rest.
Pre-verified Global Vendor Marketplace with SOC 2, ISO 27001, SIG responses
Automated certificate request campaigns with multi-channel follow-ups
Native SIG and CAIQ questionnaire support with auto-mapping
Skip outreach entirely for vendors already in marketplace
Consistent questionnaire formats ensure comparable data across vendors
95%
Combined vendor response rate
Regulatory Challenges
Key Regulations for Finance & Insurance
OCC/FDIC/Federal Reserve
NYDFS
NAIC
SOC 2 / ISO 27001
GLBA
OCC/FDIC/Federal Reserve
Interagency Guidance on Third-Party Relationships
The 2023 Interagency Guidance requires banking organizations to maintain risk-based due diligence, ongoing monitoring, subcontractor oversight, and comprehensive documentation for all third-party relationships. Examiners are increasingly focused on cloud concentration risk and fourth-party visibility — and they expect evidence of continuous monitoring, not point-in-time snapshots.
Your Challenges
Risk-based tiering required for all vendors with documented rationale
Fourth-party and subcontractor oversight expectations increasing
Concentration risk assessment required for cloud and critical service providers
Examination evidence must demonstrate ongoing monitoring, not one-time reviews
Documentation must be producible on short notice when examiners arrive
Certivo Solution
Automated vendor tiering based on risk criteria aligned to interagency guidance
Subcontractor mapping from vendor disclosures and SOC 2 reports
Concentration risk dashboards showing critical dependencies
Continuous monitoring evidence with timestamped audit trails
One-click examination evidence packages by regulator type
OCC/FDIC/Federal Reserve
NYDFS
NAIC
SOC 2 / ISO 27001
GLBA
OCC/FDIC/Federal Reserve
Interagency Guidance on Third-Party Relationships
The 2023 Interagency Guidance requires banking organizations to maintain risk-based due diligence, ongoing monitoring, subcontractor oversight, and comprehensive documentation for all third-party relationships. Examiners are increasingly focused on cloud concentration risk and fourth-party visibility — and they expect evidence of continuous monitoring, not point-in-time snapshots.
Your Challenges
Risk-based tiering required for all vendors with documented rationale
Fourth-party and subcontractor oversight expectations increasing
Concentration risk assessment required for cloud and critical service providers
Examination evidence must demonstrate ongoing monitoring, not one-time reviews
Documentation must be producible on short notice when examiners arrive
Certivo Solution
Automated vendor tiering based on risk criteria aligned to interagency guidance
Subcontractor mapping from vendor disclosures and SOC 2 reports
Concentration risk dashboards showing critical dependencies
Continuous monitoring evidence with timestamped audit trails
One-click examination evidence packages by regulator type
OCC/FDIC/Federal Reserve
NYDFS
NAIC
SOC 2 / ISO 27001
GLBA
OCC/FDIC/Federal Reserve
Interagency Guidance on Third-Party Relationships
The 2023 Interagency Guidance requires banking organizations to maintain risk-based due diligence, ongoing monitoring, subcontractor oversight, and comprehensive documentation for all third-party relationships. Examiners are increasingly focused on cloud concentration risk and fourth-party visibility — and they expect evidence of continuous monitoring, not point-in-time snapshots.
Your Challenges
Risk-based tiering required for all vendors with documented rationale
Fourth-party and subcontractor oversight expectations increasing
Concentration risk assessment required for cloud and critical service providers
Examination evidence must demonstrate ongoing monitoring, not one-time reviews
Documentation must be producible on short notice when examiners arrive
Certivo Solution
Automated vendor tiering based on risk criteria aligned to interagency guidance
Subcontractor mapping from vendor disclosures and SOC 2 reports
Concentration risk dashboards showing critical dependencies
Continuous monitoring evidence with timestamped audit trails
One-click examination evidence packages by regulator type
Why Now - Deadlines
The Clock Is Ticking
Active — Examinations Ongoing
Active — Examinations Ongoing
OCC/FDIC Interagency Guidance Active Enforcement
OCC/FDIC Interagency Guidance Active Enforcement
The 2023 Interagency Guidance on Third-Party Relationships is actively enforced across OCC, FDIC, and Federal Reserve examinations. Examiners are issuing MRAs for programs that rely on point-in-time reviews and lack evidence of continuous monitoring. One MRA triggers remediation programs costing millions.
Active Enforcement
Active Enforcement
NYDFS Part 500 — Expanded Requirements
NYDFS Part 500 — Expanded Requirements
Updated NYDFS Part 500 requirements — including expanded covered entity definitions and fourth-party oversight expectations — are in active examination cycles. Covered entities must demonstrate ongoing oversight, not just onboarding-phase due diligence.
Q1-Q2 2026
Q1-Q2 2026
State Insurance Department Examination Season
State Insurance Department Examination Season
State insurance departments are intensifying examination focus on third-party risk programs, cloud concentration, and NAIC Model Law compliance. Insurers without current vendor documentation and systematic oversight programs face examination findings and remediation orders.
Implementation
Live in 2 Weeks. Not 6 Months.
Day 1
Connect
Connect
Connect
You provide your vendor list, certification requirements, and existing documentation from Archer, ServiceNow, or other GRC systems. We configure your Certivo instance with your regulatory frameworks — OCC, NYDFS, NAIC, GLBA — and connect to your existing workflows.
You provide your vendor list, certification requirements, and existing documentation from Archer, ServiceNow, or other GRC systems. We configure your Certivo instance with your regulatory frameworks — OCC, NYDFS, NAIC, GLBA — and connect to your existing workflows.
Days 2-3
Import + Marketplace Match
Import + Marketplace Match
Import + Marketplace Match
We import your existing vendor data and match against the Global Vendor Marketplace. Instant access to pre-verified SOC 2 reports, ISO 27001 certificates, and SIG responses for vendors already in our network — often 40%+ of your portfolio, no outreach required.
We import your existing vendor data and match against the Global Vendor Marketplace. Instant access to pre-verified SOC 2 reports, ISO 27001 certificates, and SIG responses for vendors already in our network — often 40%+ of your portfolio, no outreach required.
Days 4-10
Campaign
Campaign
Campaign
CORA launches automated certificate collection campaigns to remaining vendors via self-service portals. Multi-channel outreach including email, vendor portals, and phone follow-up. Smart follow-ups. 85%+ response rates for vendors not in marketplace.
CORA launches automated certificate collection campaigns to remaining vendors via self-service portals. Multi-channel outreach including email, vendor portals, and phone follow-up. Smart follow-ups. 85%+ response rates for vendors not in marketplace.
Day 14
Go Live
Go Live
Go Live
Dashboard showing vendor compliance status across all vendors and certifications. Concentration risk alerts active. Fourth-party visibility enabled. Regulatory evidence packages ready to generate for OCC, NYDFS, state DOI, or any other examiner.
Dashboard showing vendor compliance status across all vendors and certifications. Concentration risk alerts active. Fourth-party visibility enabled. Regulatory evidence packages ready to generate for OCC, NYDFS, state DOI, or any other examiner.
Return on Investment
One MRA Costs More Than a Decade of Certivo
One MRA Costs More Than a Decade of Certivo
One MRA Costs More Than a Decade of Certivo
One MRA Costs More Than a Decade of Certivo
90%
90%
90%
90%
Manual Work Eliminated
Manual Work Eliminated
Manual Work Eliminated
Stop manually tracking certificate expirations, chasing vendors for renewals, and reviewing SOC 2 scope against service contracts. CORA handles outreach, matching, and validation automatically. Your team focuses on decisions, not document management.
Stop manually tracking certificate expirations, chasing vendors for renewals, and reviewing SOC 2 scope against service contracts. CORA handles outreach, matching, and validation automatically. Your team focuses on decisions, not document management.
4 hrs vs. 3 weeks
4 hrs vs. 3 weeks
4 hrs vs. 3 weeks
4 hrs vs. 3 weeks
Regulatory Response Time
Regulatory Response Time
Regulatory Response Time
Generate complete vendor evidence packs for OCC examinations, state insurance audits, or NYDFS requests in hours instead of weeks. Pass examinations you'd currently fail waiting for documentation to come together.
Generate complete vendor evidence packs for OCC examinations, state insurance audits, or NYDFS requests in hours instead of weeks. Pass examinations you'd currently fail waiting for documentation to come together.
$5M+
$5M+
$5M+
$5M+
Average Cost of MRA Remediation Avoided
Average Cost of MRA Remediation Avoided
Average Cost of MRA Remediation Avoided
One Matter Requiring Attention on vendor risk management triggers remediation programs, consent orders, and ongoing monitoring — costing millions before you're clear. Certivo ensures you never face an examination without complete, current vendor evidence.
One Matter Requiring Attention on vendor risk management triggers remediation programs, consent orders, and ongoing monitoring — costing millions before you're clear. Certivo ensures you never face an examination without complete, current vendor evidence.
Key Statistics
Key Statistics
Key Statistics
50,000+
50,000+
50,000+
50,000+
Vendors in pre-verified marketplace
Vendors in pre-verified marketplace
Vendors in pre-verified marketplace
95%
95%
95%
95%
Combined response rate via marketplace + CORA outreach
Combined response rate via marketplace + CORA outreach
Combined response rate via marketplace + CORA outreach
2 weeks
2 weeks
2 weeks
2 weeks
Average implementation time
Average implementation time
Average implementation time
Frequently Asked Questions
How does Certivo achieve 95% vendor response rates?
Three mechanisms work together: First, our Global Vendor Marketplace contains pre-verified SOC 2 reports, ISO 27001 certificates, and SIG questionnaire responses for 50,000+ vendors — often 40%+ of your portfolio requires no outreach at all. Second, CORA uses multi-channel campaigns with smart follow-up sequencing for vendors not already in the network. Third, vendors respond faster to standardized requests from a neutral platform than to individual customer emails. The 95% figure reflects the combined rate across both marketplace matches and outreach.
How does Certivo differ from our existing ServiceNow/Archer GRC?
GRC platforms are built for managing internal controls and risk registers — not for collecting evidence from external parties. Certivo integrates with your GRC via API so vendor compliance data flows into your existing workflows, but we handle the part your GRC wasn't designed for: actually getting current documentation from vendors at scale, and validating what they send.
Can Certivo generate evidence packages for OCC and state insurance examinations?
Yes. Certivo generates examination evidence packages organized by regulator type — OCC, FDIC, Federal Reserve, NYDFS Part 500, or state DOI examinations. Packages include SOC 2 reports with scope mapping, SIG questionnaire responses, insurance certificates, and risk tiering rationale. Export in PDF bundles or formats compatible with regulator portal uploads.
How do you handle fourth-party and subcontractor risk?
Certivo extracts subcontractor information from multiple sources: SOC 2 report disclosures, SIG questionnaire responses, and dedicated subcontractor questions in our outreach campaigns. We map subcontractors to your critical vendors, track their certifications where available, and flag concentration risks — such as multiple critical vendors relying on the same underlying cloud infrastructure.
Does Certivo support SIG and CAIQ questionnaires?
Yes. Certivo natively imports SIG (Standardized Information Gathering) and CAIQ (Consensus Assessment Initiative Questionnaire) responses and auto-maps answers to your risk framework and examination requirements. This eliminates duplicate data collection. Our marketplace also includes pre-completed SIG responses for thousands of vendors.
What about insurance-specific requirements?
Certivo supports NAIC Model Law requirements and state insurance department examination expectations across all 50 states. We include insurance-specific vendor categories — policy administration, claims systems, actuarial platforms — and risk tiering aligned with state DOI examination expectations. For GLBA-covered institutions, we track Safeguards Rule provisions and ongoing monitoring evidence.
Ready to Fix Financial Services & Insurance Vendor Compliance?
Ready to Fix Financial Services & Insurance Vendor Compliance?
Ready to Fix Financial Services & Insurance Vendor Compliance?
Ready to Fix Financial Services & Insurance Vendor Compliance?
See how Certivo tracks vendor certificates, maps fourth-party risks, and automates due diligence for OCC, NYDFS, NAIC, and GLBA — all in one platform.
See how Certivo tracks vendor certificates, maps fourth-party risks, and automates due diligence for OCC, NYDFS, NAIC, and GLBA — all in one platform.
See how Certivo tracks vendor certificates, maps fourth-party risks, and automates due diligence for OCC, NYDFS, NAIC, and GLBA — all in one platform.
See how Certivo tracks vendor certificates, maps fourth-party risks, and automates due diligence for OCC, NYDFS, NAIC, and GLBA — all in one platform.